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HOME IMPROVEMENT MORTGAGES

Planning home improvements?

We specialise in home improvement mortgages

GET STARTED
01702 934 477

Your home may be repossessed if you do not keep up repayments on a mortgage.

The Financial Conduct Authority does not regulate some forms of Buy-to-Lets.

NAILED IT, AGAIN

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Guidance you can trust

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Straightforward, no jargon advice

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Support at every stage

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Questions encouraged

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WE ARE OPEN

Everyday 8am-8pm

Including weekends & bank holidays!

NEED A MORTGAGE FOR HOME IMPROVEMENTS?

Whether you’re extending, renovating, or upgrading your home, funding improvements isn’t always straightforward.

Banks can be cautious, limits can be tight, and the wrong advice can cost you more than it should.

Common reasons people struggle to fund improvements:

  • Borrowing limits too low

  • Equity tied up in the property

  • High rates on unsecured borrowing

  • Unsure whether to remortgage or borrow more

WHAT HOME IMPROVEMENTS CAN WE HELP WITH?

We can help fund a wide range of home improvement projects, including:

  • Garden landscaping

  • Garden rooms / home offices

  • Loft conversions

  • Garage conversions

  • Kitchen extensions

  • Full renovations

  • Modernisation

  • Roof repairs

  • Insulation, solar, heat pumps

THERE ARE BETTER OPTIONS

A mortgage can often be the most cost-effective way to fund home improvements.

With the right lender and structure, you can release funds while keeping repayments manageable.

HOME IMPROVEMENT MORTGAGE SPECIALISTS

We’re independent mortgage advisers who help homeowners fund improvements every day.

  • Access to competitive lenders

  • Clear, honest advice

  • A realistic plan to improve your home

GET STARTED

CHOOSE HOW YOU

ENQUIRE WITH US

STANDARD ENQUIRY

  • Takes 30 seconds

  • Basic information

  • Reply within 24 hours

Enquire

PRIORITY PASS

  • Skip the queue

  • Arrange your mortgage ASAP

  • Get results

APPLY

WHY THE BANKS SAY “NO”

  • Banks may undervalue your property or take a cautious view on available equity, limiting how much you can release.

  • Even when current payments are manageable, lenders apply strict stress tests that can restrict borrowing for improvements.

  • Some lenders are less flexible about borrowing for home improvements and apply tighter criteria than necessary.

SPEAK TO AN EXPERT TODAY

01702 934 477

  • A previous decline doesn’t mean there are no options. It usually means the lender wasn’t right for your situation.

  • No. An initial conversation and assessment won’t affect your credit file.

  • That depends on your situation, but we focus on clear answers and efficient progress from the start.

  • This is not a problem at all. Our role is to explain things clearly, without jargon, so you always know what’s happening.

  • We assess your situation, explore suitable lenders, and guide you through the process — helping you avoid common pitfalls along the way.

  • We will only supply exactly what the lender asks to avoid delaying the process. We also keep minimum documents needed for our internal compliance.

  • That’s our job. We compare this for you and check what lenders are available, so you can make the right choice without having to do it yourself.

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GEORGE GRIFFITHS

MANAGING DIRECTOR