HOME IMPROVEMENT MORTGAGES
Planning home improvements?
We specialise in home improvement mortgages
Your home may be repossessed if you do not keep up repayments on a mortgage.
The Financial Conduct Authority does not regulate some forms of Buy-to-Lets.
“Solutions where others gave up”
Our customers find us when their situation isn’t straightforward, and we provide solutions where others gave up.
See how we’ve helped those who were previously told no - find out if we can help you too.
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Guidance you can trust
Straightforward, no jargon advice
Support at every stage
Questions encouraged
WE ARE OPEN
Everyday 8am-8pm
Including weekends & bank holidays!
NEED A MORTGAGE FOR HOME IMPROVEMENTS?
Whether you’re extending, renovating, or upgrading your home, funding improvements isn’t always straightforward.
Banks can be cautious, limits can be tight, and the wrong advice can cost you more than it should.
Common reasons people struggle to fund improvements:
Borrowing limits too low
Equity tied up in the property
High rates on unsecured borrowing
Unsure whether to remortgage or borrow more
WHAT HOME IMPROVEMENTS CAN WE HELP WITH?
We can help fund a wide range of home improvement projects, including:
Garden landscaping
Garden rooms / home offices
Loft conversions
Garage conversions
Kitchen extensions
Full renovations
Modernisation
Roof repairs
Insulation, solar, heat pumps
THERE ARE BETTER OPTIONS
A mortgage can often be the most cost-effective way to fund home improvements.
With the right lender and structure, you can release funds while keeping repayments manageable.
HOME IMPROVEMENT MORTGAGE SPECIALISTS
We’re impartial mortgage advisers who help homeowners fund improvements every day.
Access to competitive lenders
Clear, honest advice
A realistic plan to improve your home
READY TO GET STARTED?
MAKE AN ENQUIRY
Takes 30 seconds
Basic information
Reply within 24 hours
WHY THE BANKS SAY “NO”
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Banks may undervalue your property or take a cautious view on available equity, limiting how much you can release.
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Even when current payments are manageable, lenders apply strict stress tests that can restrict borrowing for improvements.
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Some lenders are less flexible about borrowing for home improvements and apply tighter criteria than necessary.
SPEAK TO AN EXPERT TODAY
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A previous decline doesn’t mean there are no options. It usually means the lender wasn’t right for your situation.
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No. An initial conversation and assessment won’t affect your credit file.
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That depends on your situation, but we focus on clear answers and efficient progress from the start.
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This is not a problem at all. Our role is to explain things clearly, without jargon, so you always know what’s happening.
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We assess your situation, explore suitable lenders, and guide you through the process — helping you avoid common pitfalls along the way.
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We will only supply exactly what the lender asks to avoid delaying the process. We also keep minimum documents needed for our internal compliance.
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That’s our job. We compare this for you and check what lenders are available, so you can make the right choice without having to do it yourself.
GEORGE GRIFFITHS
MANAGING DIRECTOR
