CIS CONTRACTOR MORTGAGES

Being paid under the Construction Industry Scheme can make lenders say no - even when your income is strong.

Banks often misunderstand CIS income, which can limit options or stop a purchase or remortgage altogether.

Common reasons CIS contractors are declined:

• Income assessed incorrectly

• Short trading or contract history

• Day-rate income not accepted

• Gaps between contracts

THERE ARE BETTER OPTIONS

Specialist lenders take a more practical view of CIS income.

With the right lender and structure, a purchase or remortgage is often still possible - even when banks won’t help.

CIS MORTGAGE SPECIALISTS

We’re independent mortgage advisers who arrange CIS contractor mortgages every day.

• Access to CIS-friendly lenders

• Clear, honest advice

• A realistic plan to secure the right mortgage